Team — WCWS

Our goal is to educate and empower individuals to plan for their retirement confidently and equip them with a clear financial roadmap for success.

We are committed to helping each of our clients achieve lifelong financial security. Assuming responsibility for your finances is crucial to accomplishing both your current and future aspirations. That's why we provide tools from a comprehensive perspective to guide our clients on this journey.

Our approach involves not only determining what is suitable for you at present but also identifying strategic actions you can take now to achieve your future goals. So wherever you are at in your journey, we’re right there by your side.

J TIMOTHY ESSMAN, CHFC® RICP ®

Financial Planner | Financial Services Representative

(800) 683-6347 | TIM@WESTCOASTWS.COM | Linkedin

Timothy Essman is the Founder and Senior Financial Planner at West Coast Wealth Strategies and Insurance Solutions, leveraging over 25 years of expertise in financial planning. He collaborates closely with clients to help them achieve their financial goals and approach retirement with confidence. Tim's specialization includes tax mitigation, asset management, and crafting personalized distribution strategies tailored to individual retirement objectives.

Tim holds prestigious certifications as a licensed Charter Financial Consultant (ChFC®), Retirement Income Certified Professional (RICP®), and possesses FINRA Series 6, 63, and 7 licenses. Based in San Diego and San Francisco, his firm serves a diverse clientele.

Consistently ranking in the top 5% globally over the past 25 years in Financial Planning, Risk Management, and Wealth Management, Tim demonstrates unparalleled dedication and proficiency in his field.

In his leisure time, Tim enjoys quality moments with his family, traveling, snowboarding, hiking, and creating lasting memories.

Amber Essman

Chief Operating Officer

(800) 683-6347 | AMBER@WESTCOASTWS.COM

Amber has been intricately involved at WCWS from inception, with a background in operations management, Human Resources, and accounting that bring a unique skill set to the company.

Amber has been a REALTOR® for 20 years. She has three children: Hannah, a graduate from UC Berkeley and an Architect in San Francisco, Cole is a Finance Major from San Diego State and is a Jr. Advisor with WCWS, and Aaron is an intern with WCWS while attending San Diego State University pursuing a Finance major. It has been a family dream to create a space at WCWS to include our children in the business.

In her spare time, Amber enjoys traveling, being with family and friends, and loves her bulldogs!

Hanna Mesfin

Applications Specialist

(619) 436-4907 | HANNA@WESTCOASTWS.COM

Hanna is the Applications Specialist for West Coast Wealth Strategies and Life Insurance Solutions.

Leveraging a background in Finance, Hanna brings experience as a Venture Capital Analyst and has honed her ability to conduct comprehensive research and analyze financial data effectively. Hanna graduated from San Diego State University in 2023 with a Bachelor’s Degree in Business Finance and Minor in Information Systems.

With a passion for Finance and a dedication to delivering exceptional service, Hanna is committed to ensure a seamless client retirement plan process. In her spare time, Hanna enjoys spending time with family and friends, traveling, and trying new restaurants.

CAYCIE DE GRAAF

PARAPLANNER

(619) 567-0599 | CAYCIe@WESTCOASTWS.COM

Caycie is a Paraplanner for West Coast Wealth Strategies. With over two years experience at WCWS, Caycie has experience performing a range of administrative tasks and now assists in developing comprehensive financial plans for clients.

Caycie graduated with a Bachelors in Mathematics from California State University Bakersfield. She looks forward to her future in furthering her financial industry knowledge and is currently working toward obtaining her FINRA Series 7 license. In her free time, Caycie enjoys spending time with friends and traveling.

Cole Essman

Junior Advisor

(800) 683-6347 | cole@westcoastws.com

Cole is a Junior Advisor for West Coast Wealth Strategies with four years of experience. He specializes in overseeing clients’ investment portfolios, conducting financial analyses, and developing and implementing distribution strategies. Beyond client service, Cole is adept at integrating non-correlated assets into financial plans. He is dedicated to providing exceptional customer service and is committed to helping clients achieve their financial goals.

Cole graduated from San Diego State University in 2022 with a Bachelor’s in Business Finance. He holds a California Life Insurance License as well as FINRA Series 7 and 66 licenses. Currently, he is working towards becoming a Certified Financial Planner. In his spare time, Cole enjoys traveling and spending quality time with friends and family.

Ryan Young

Director of Financial Planning

(800) 683-6347 | RYAN@WESTCOASTWS.COM

Ryan is currently the Director of Financial Planning for West Coast Wealth Strategies and Life Insurance Solutions and on the path to becoming an Advisor.

Ryan has been with WCWS for four years now and has extensive exposure in all aspects of the planning process through implementation. He graduated from San Diego State University with a bachelor’s degree in business finance in 2022. He also has his FINRA Series 7, 66, and is working towards obtaining his Certified Financial Planner certification.

Ryan is looking forward to his future in helping clients meet their financial goals and providing advice. In his free time Ryan enjoys golfing, spending time with friends, and going to baseball games.

ALANA CECCONI

CLIENT SERVICE ASSOCIATE

(800) 683-6347 | alana@westcoastws.com

Alana is the Client Service Associate for West Coast Wealth Strategies and Life Insurance Solutions.

Alana has top-notch customer service skills and ensures a quality client experience. With experience in administrative work paired with a marketing background, Alana utilizes her unique abilities to excel in her position.

Alana is born and raised in San Diego. She graduated from San Diego State University with a Bachelor’s Degree in Business Marketing in 2023. In her spare time, Alana loves to try new food spots, go to the beach, and spend time with family and friends.