J TIMOTHY ESSMAN, CHFC® RICP ®

Financial Planner | Financial Services Representative

(800) 683-6347 | TIM@WESTCOASTWS.COM | Linkedin

Timothy Essman is the Founder and Senior Financial Planner at West Coast Wealth Strategies and Insurance Solutions, leveraging over 27 years of expertise in financial planning. He collaborates closely with clients to help them achieve their financial goals and approach retirement with confidence. Tim's specialization includes tax mitigation, asset management, and crafting personalized distribution strategies tailored to individual retirement objectives.

Tim holds prestigious designations as a licensed Chartered Financial Consultant (ChFC®), Retirement Income Certified Professional (RICP®), and possesses FINRA Series 6, 63, and 7 licenses. Based in San Diego and San Francisco, his firm serves a diverse clientele.

Tim consistently achieves Top of Council, Firm Financial Planner** and Wealth Management Conference***, demonstrating his unparalleled dedication and proficiency to his field.

In his leisure time, Tim enjoys hiking acting as a pilates instructor and creating lasting memories.

*Recognized by Massachusetts Mutual Life Insurance Company (MassMutual) based on prior calender year sales. Issued from 2018-2024. Recipients are agents of MassMutual.
**Issued for the years 2017-2024 by MassMutual northern California, recognizing financial planners with top total planning fees.
***Recognized by Massachusetts Mutual Life Insurance Company (MassMutual) from 2017-2024, recognizing the top 25 wealth managers based on prior calender year sales. Recipients are registered representatives of MML Investors Services, LLC., a MassMutual subsidiary.

Amber Essman

Chief Operating Officer

(800) 683-6347 | AMBER@WESTCOASTWS.COM

Amber has been intricately involved at WCWS from inception, with a background in operations management, Human Resources, and accounting that bring a unique skill set to the company.

Amber has been a REALTOR® for 20 years. She has three children: Hannah, a graduate from UC Berkeley and an Architect in San Francisco, Cole is a Finance Major from San Diego State and is a Jr. Advisor with WCWS, and Aaron is an intern with WCWS while attending San Diego State University pursuing a Finance major. It has been a family dream to create a space at WCWS to include our children in the business.

In her spare time, Amber enjoys traveling, being with family and friends, and loves her bulldogs!

Cole Essman

financial planning consultant

(800) 683-6347 | cole@westcoastws.com

Cole is a Junior Advisor for West Coast Wealth Strategies with four years of experience. He specializes in overseeing clients’ investment portfolios, conducting financial analyses, and developing and implementing distribution strategies. Beyond client service, Cole is adept at integrating non-correlated assets into financial plans. He is dedicated to providing exceptional customer service and is committed to helping our clients achieve their financial goals.

Cole graduated from San Diego State University in 2022 with a Bachelor’s in Business Finance. He holds a California Life Insurance License as well as FINRA Series 7 and 66 licenses. In his spare time, Cole enjoys traveling and spending quality time with friends and family.

ALANA CECCONI

CLIENT SERVICE ASSOCIATE

(800) 683-6347 | alana@westcoastws.com

Alana is the Client Service Associate for West Coast Wealth Strategies and Life Insurance Solutions.

Alana has top-notch customer service skills and ensures a quality client experience. With experience in administrative work paired with a marketing background, Alana utilizes her unique abilities to excel in her position.

Alana is born and raised in San Diego. She graduated from San Diego State University with a Bachelor’s Degree in Business Marketing in 2023. In her spare time, Alana loves to try new food spots, go to the beach, and spend time with family and friends.